Have a query regarding health insurance or mediclaim policy? Maybe we can help. Drop us a line and our expert, Harsh Roongta, CEO of Apnapaisa.com, will answer it.
The finance ministry on Friday asked state governments to accord priority to employees of banks and insurance companies for Covid-19 vaccination, saying they are exposed to high risks during these difficult times.
United Progressive Alliance-led government proposed lenders as insurance brokers; new FM not too keen, say insurers.
'Future market gains will likely depend primarily on earnings growth.'
Did you know that annual premium-paying option is cheaper than a monthly premium paying option?
Some insurance companies offer zone-based pricing.
Apple has not divulged much specific detail on HealthKit, which is expected to be incorporated into the iPhone 6 come September.
The older you get, the more premium you pay for buying life insurance. So it is better to buy a life insurance plan before your next birthday and save money on premium paid.
'Elections are fought to win.' 'In our party, the leadership takes the final decision, and our leaders are very clear about it.'
When large companies fall into financial difficulties, it always amazes me to see where they turn first for help in overcoming their problems -- to their hourly workers and other frontline employees, who are asked to take pay cuts and reductions in benefits such as health insurance and pensions.
Are all the benefits of group life insurance for real? Naval Goel finds out
Insurance experts said since it may be difficult to set a tariff or fixed rates for Covid-19 treatment, an indicative rate chart has been proposed.
People who have recovered from coronavirus infection will have to wait for up to three months before they can take a new life insurance policy, with insurers making the waiting period requirement applicable for coronavirus cases like other ailments. As a standard practice, all life and health insurance companies require people to wait for a specific period with respect to certain ailments and diseases to gauge the risk before selling a policy. This condition of waiting period for people who have recovered from coronavirus infection will be applicable only for life insurance policies.
Wait till these are refiled as it will give you added benefits.
The Bill will come up for discussion in the upcoming winter session of the Parliament.
Agents often influence customers into buying new products every year instead of continuing with their existing policies
According to Section 80D, the premium paid for medical insurance is deductible from your income up to Rs 15,000 a year
Putting together all the required documents and surmounting legal hurdles could be a challenge for the nominee.
Instead of enhancing the sum insured of your basic policy, a more cost-effective option is buying a super top-up policy.
However, the number of renewals has grown by only 0.4 per cent, which means only high value and ticket size renewals are coming.
The new Insurance Bill will boost investment in the sector
Current Board member Baird has received the unanimous endorsement from fellow CA directors and state chairs to take up the charge next February, making him the fourth chair in less than 18 months.
Tenants insurance offers a person living in a rented house cover against losses arising from theft, fire and natural calamities, among other things.
Surprised? Well, old age is no more associated with uncertainties with insurance companies coming out with specific plans for this segment!
Why are family floater plans so very important? Anil Rego answered readers' queries in an online chat on October 7
Take these factors into consideration before buying a healthcare policy
Health insurance has become a modern day necessity. Hence, it is vital that we understand how it works to make the best of it.
The Budget has increased the limit of deduction for medical expenditure in respect of certain critical illness
Health portability came into force this month. However, financial planner Gajendra Kothari is advising health insurance clients to wait and watch before shifting one's insurer.
Currently, the select committee is considering the Bill.
You are charged the same premium and also enjoy continuity benefits
The budgetary allocation for the sector is Rs 60,908.22 crore, with Rs 6,400 crore earmarked for the centre's flagship health insurance scheme Ayushman Bharat- Pradhan Mantri Jan Arogya Yojna (AB-PMJAY).
The order eases restrictions that the Affordable Care Act (placed on the individual health insurance market).
If you quit or change jobs in your 40s, buying an individual term plan will be expensive. You might not even get one if you have health problems, says Priya Nair
'Once elected, you have to act like people's representative for the full five years or else people show you your place.'
'If you look at household hospitalisation compensation, then you will find only one-third is hospitalisation. Two-thirds is outpatient.' 'Even if you provide Rs 5 lakh coverage, people will still have a tough time.'
The NHRC has observed that the content of the news report, if true, raise a serious issue of human rights of the workers in violation of the labour laws and the guidelines issued by the Union Ministry of Labour and Employment from time to time.
Ayushman Bharat aims at providing a cover of Rs 5 lakh per family annually and is aimed at benefitting more than 10 crore poor families across the country.
Choose a higher sum insured if you are going on a long trip, and if your age is above 45.
Fiscal pressure for the Indian economy is gradually rising, suggested analysts at Jefferies in a recent note, as oil prices (Brent) - which are close to the $100 a barrel mark - continue to climb ahead of a busy election calendar. They added that the sharp rally in the equity markets during the last few months has made valuations costly. As a result, Jefferies expects the Indian markets to remain choppy in the near term.
